This holiday season, Credit Union 1 has the perfect gift for you!
When you finance an auto or recreational loan with us between November 1st and December 31st, enjoy zero payments up to 90 days! Whether you're upgrading your car or gearing up for an Alaskan adventure with a new ATV or snowmachine, we're giving you the gift of financial freedom and a stress-free holiday season.
Reasons to celebrate with CU1:
- No Payments Until 2025: Take a break from payments – your first payment won’t be due until the new year.
- Low Rates: Enjoy competitive rates and flexible terms on loans for vehicles, RVs, snowmachines, boats, motorcycles and ATVs that fit your budget.
- Alaskan Owned & Operated: At Credit Union 1, we know Alaska – and we’re here to support your needs with local, member-focused service.
How to Get Started
Step 1
Apply for an Auto or Recreational Loan
Whether it's a car, truck, snowmachine, or ATV, we offer financing options to get you moving. Simply answer a few quick questions to see what you qualify for.
Step 2
Find Your Car & Close the Deal
Our simple application process could have you approved in as little as 24 hours. Once preapproved, take it to the dealership and starting shopping with confidence.
Step 3
No Payments Until 2025
Enjoy your new ride and relax through the holidays – your first auto or recreational loan payment will be deferred up to 90 days!
Frequently Asked Questions
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You’ll need to provide the following information on your car loan application:
- Name
- Social security number
- Physical and mailing address
- Employment information
- Gross monthly income
- Date of birth
In some cases, we may ask for additional information after you submit your application.
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You will not have to make a payment until 90 days after your loan origination date.
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No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry —it’s quick and easy to join Credit Union 1.
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Yes! Credit Union 1 preapprovals are intact for 45 days. As long as your loan is preapproved by 12/31/2024, your application will qualify.
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Getting preapproved for a loan offers key benefits: it helps you set a clear budget, strengthens your negotiating power, locks in your interest rate, and speeds up the process with fewer surprises. Learn more about the benefits of loan preapproval.
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No
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Yes, the loan is still accruing interest even though your payments are deferred.
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Yes
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No
Ready to get started?
Fuel your next Alaskan adventure today and enjoy a new ride or winter toy payment-free through the holidays! Begin the preapproval process with us to shop with confidence.
*No payments for 90 days on approved credit. Offer valid for auto and recreational loans only, closed by December 31, 2024. Delaying your first payment may increase finance charges. Offer subject to change without notice. Not valid for refinancing of existing Credit Union 1 loans.