You’ll need to provide the following information on your car loan application: 

• Name 
• Social security number 
• Physical and mailing address 
• Employment information 
• Gross monthly income 
• Date of birth 

In some cases, we may ask for additional information after you submit your application.  

You will not have to make a payment until 90 days after your loan origination date.

No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry - it’s quick and easy to join Credit Union 1.

Yes! Credit Union 1 preapprovals are intact for 45 days. As long as your loan is preapproved by 12/31/2026, your application will qualify.

Getting preapproved before selecting a vehicle helps you understand your potential borrowing amount and financing options before you start shopping. This can help you establish a realistic budget, compare vehicles and feel more confident when making your purchase. Learn more about the benefits of loan preapproval.

No.

Yes, the loan is still accruing interest even though your payments are deferred. 

Yes.

No, this promotion does not require a down payment. However, if approved, the terms of your loan approval may require a down payment.